How We Can Help

Helping to solve your debt problems

There are, in theory, several options available to deal with your financial problems and debt; however, because no individual's circumstances are exactly the same not all of these potential solutions may be appropriate.

Our approach is to spend time with you, to establish all the relevant facts, so that we can suggest the best solution for you.

Solutions that are available to you for help with debt:

• Individual voluntary arrangement (IVA) - How an Individual Voluntary Arrangement “IVA” works
• Debt management plan – Help in setting up an effective debt management plan
• Bankruptcy –information on bankruptcy and how it can affect you
• A consolidation loan* – Consolidation loans allow you to repay your existing debts over a longer period of time.
• Remortgage* – Options on remortgaging your house
• An informal agreement – cases when an informal agreement may be the best option
• Other self-help remedies – other ways to get yourself out of debt

*where solution may be appropriate rather than specific products

Call us on 0800 88 18 274 to find out how we can help at the Debt Help Line