Other Self-Help Remedies

Helping you solve debt problems

In many cases the solution to an individual's financial problems may be a lot simpler.

We are happy to spend the time with you discussing your financial situation and, where possible, come up with suggestions that might avoid the ongoing involvement of a third party in your financial affairs. For example:

Are there family or friends that you could approach for a gift or interest free loan?
Do you have any savings which could be used to reduce your debts?
Could you save money by changing utility suppliers?
If you believe that your financial problems are of a short term nature, you might wish to consider transferring the balances on your credit card(s) to those institutions offering 0% interest on balance transfers for an introductory period - this will not, however, be a solution for those individuals with long term financial problems due to the temporary nature of these low or nil rates of interest
Is it possible to take on some additional part-time work in the evenings or weekends to help pay off your debts?
If more than one member of the household owns a car, is it possible to raise some money by selling one of the cars?
Are there non-essential items that you can do without, such as satellite television, mobile phones etc

Call us on 0800 88 18 274 to find out how we can help at the Debt Help line